Wednesday, November 20, 2013

Ben Harakel
Intro to Economics
Obamacare
Marco Rubio's Devious New Plan to Kill Obamacare

Obamacare is not a perfect system, if you have read any of my prior blogs on the subject you can easily understand why. The plan behind the bill was based on a very high stakes risk game more or less and that game is now starting to be attacked by republicans. The risk game involves both individuals and firms themselves and basically boils down to this: healthier people need less health care but will be charged the same so the excess money can help cover the costs of the unhealthy people. This principle is called a risk corridor and is exactly what Rubio is trying to erase from the bill. His bill is in response to a study done by the American Academy of Actuaries said that if the higher class citizens do not buy the insurance from the exchanges that are a part of Obamacare, the bill could be in some big trouble. Rubio's bill would create a chain reaction that would take out each critical part of the bill which would most likely lead to its destruction.

While most of you know just how much I despise the ACA this proposal brings me back to the point where I can't believe how petty both party's are. I believe that the democrats were wrong to pass this bill but I also think that republicans are part of the problem because of the for lack of a better word "bitching" they are doing about the bill. In my mind most of our legislators have lost their morals and their sense to differentiate right from wrong. Obamacare is merely a medium to help show the true colors of the politicians. I know the bill doesn't make logical sense and I know that it was passed because it was the president's baby but I don't think this is the best way to set things straight. I am one of the people who believe that it would be truly better for our state and federal government if all congressmen and women were fired and replaced with new people. Some politicians have been serving for the last 35-45 years uninterrupted and I feel have become stubborn and pretty complacent. Plus when you fight the same people with the same opinions for anywhere upwards of 20 years I can see it getting a little pointless. Either way I definitely think it is time for our congress to stop the undermining that is going on from both sides of the aisle.

5 comments:

  1. I don't agree with the Obamacare plan. I don't agree with the fact that healthy people have to pay the same price as unhealthy people then using the excess money of healthy people to cover the expenses of unhealthy people. I like the idea of clearing out all the congressmen and women and starting fresh. Like you said, some politicians have been serving for 35-40 years and I think we need new people in there.

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  2. I think your idea of replacing all politicians in one clean sweep is a little drastic. The reasoning behind why is solid, but I don't know if there would be a huge benefit of replacing them all at once. Maybe if a quarter were replaced at a time things would progressively become more efficient. There needs to be representatives that understand the system and have experience intermixed with new people. Otherwise the teaching/learning from it is minimal.

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  3. The problem isn't necessarily the politicians themselves. Don'tforget they are put there by the people. If you'd like to have non-complacent, intelligent, morals-based politicians, you're going to need to have some non-complacent, intelligent, morals-based people first. You can't blame someone for doing what they've always done if that's what keeps getting them elected and their constituency has no interest, desire, or drive to make any changes.

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  4. This is really showcasing our government's ability to get nothing good done, and the government's ability to complain about it. This is why I don't want a two party system, too much bickering and "settling". Compromises end up producing things that are dumbed down and don't provide too much.

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  5. I think that there are some politicians that cause a problem themselves, but for the most part the problem isn't the politicians. Alex makes a very good point that they did get put in by the people, but I do also think that 35-40 years is a lot but then again it is their job and in Pennsylvania teachers work 30 years before retiring so when you think about how many years people spend in other jobs, the years aren't that far off. I think the issue with being a politician and being in office for so long is that politics is always changing and new ideas are being brought in, so for some of the politicians who have been there longer they wish to try to keep things the similar. Even with that being said I don't think the real problem is the people themselves but their inability to come to a middle ground.

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